Annuities are long-term investments designed for retirement planning. They are a contract between you and an insurance company, under which the insurer agrees to make periodic payments to you. Annuities have the potential to grow tax-deferred, have death benefits to protect your beneficiary and optional living benefits to protect your retirement income. Annuities are still one of the most misunderstood but versatile financial products available today. And now more than ever, the time may be right to take a look at what annuities have to offer, and more specifically, what the ING family of insurance companies has for you. All guarantees are subject to the claims paying ability of the issuing insurance company.
A fixed annuity is a policy that you can purchase, and in turn, we will pay you a fixed,
stated rate of return. This type of annuity is great for people who are looking for tax-deferred growth
and want a fixed rate of return.
Fixed index annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and earnings potential that is linked to participation in the growth, if any, of an index or benchmark. This type of annuity may be suitable for people who are looking for tax-deferred growth and want a minimum interest rate guarantee but also like the idea of potentially being able to benefit from rising markets.
An immediate annuity is for someone with a lump sum of money who is interested in immediately
turning that amount of money into a guaranteed income stream.
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ING Your Number
Visit INGYourNumber.com to find out how much you'll need to have saved in order to retire the way you want.
Need help with an ING Family of Companies' Annuity or claim request?
For Fixed, Index & Immediate Annuities: Call 800-369-5303.
For Variable Annuities: Call 800-366-0066.
Annuities are issued by ING Life Insurance and Annuity Company (ILIAC) (Windsor, CT) and ING USA Annuity and Life Insurance Company (Des Moines, IA). Registered annuities are distributed by Directed Services LLC (DSL). Other securities are offered through DSL. All are members of the ING U.S. family of companies. Registered annuities are offered by prospectus only.CN68380099999